Introduction to Officer Insurance Cover by Advisory Insurance Brokers Ltd

The Metropolitan Police Federation is delighted to confirm that Advisory Insurance Brokers has been instructed as the new insurance partner to arrange cover for our members starting from 1st August 2023.

Who are Advisory Insurance Brokers

Part of The Ardonagh Group, Advisory Insurance Brokers is an insurance industry leader with more than 3,000 trained specialists across the UK. Our understanding of the communities we serve, together with our scale and breadth, allows us access to the UK’s leading insurers to deliver products and risk solutions that meet the unique needs of Metropolitan Police Federation.

Additional Products Available

What does this mean for you?

From the 1st August 2023, we will arrange the Federation Group Insurance Scheme product with Aviva for just £16.71 (inclusive of IPT) per month, a saving of £1 compared to the previous scheme.

Your existing benefits will be fully protected and will remain unchanged.
Group Insurance Scheme
Life Assurance, Personal Accident, Legal Expenses Insurance, Care First Counselling
Additional Products Available to choose from.
RAC
This group policy covers your vehicle and if registered at your home address. The vehicle is covered whoever is driving. This policy is the contract between you and the RAC. Cover is provided for serving members, retired officers and subscribing partners. It applies in the event of the mechanical breakdown of a private vehicle in which you are a driver or a passenger.
REG 28
This scheme meets the demands and needs of serving officers who wish to provide income at the levels shown if they are placed on Half or No Pay under Regulation 28. If you are placed on reduced pay due to illness or injury the benefits outlined here will become payable
Travel and Gadget
The policy provides annual cover for any number of trips in the 12-month period up to a maximum of 31 days. Health restrictions apply to some sections of the policy. The Gadget Policy insurers you against theft, damage, breakdown and for mobiles phones, tablets, and smartwatches; accidental loss.

Officer Insurance Cover App

Keep an eye out for updates from metfed.co.uk and metfedinsurance.co.uk as we look to launch your new digital insurance solution from 1st September 2023

What do you need to do?

Your Payments going forwards

Due to the change in broker, your payment options may be subject to change. Please see the below information clarifying any changes to contributions dependent upon how you currently pay.

  • Salary Sacrifice. No change, we handle this for you.
  • Pension Deductions. No change, we handle this for you.
  • Monthly Direct Debit. Officers/Retirees (Additional Life Cover). Your monthly Direct Debit with George Burrows will be cancelled, and a new Direct Debit will need setting up with Advisory Insurance Brokers. No further action at this stage, with further instructions to follow in due course.

    Debit Card/Credit Card – Retired Officers (Travel & Legal coverage). Payments will now be taken by Direct Debit the month after inception of the policy and then annually thereafter at your renewal date (Travel – April & Legal – June). (Premium is pro-rated where policy is taken out mid-term and the length is less than 12 months to renewal). No further action at this stage, with further instructions to follow in due course.

  • Officers on Maternity Leave/Career Break. Payments will now be taken by monthly Direct Debit and a new Direct Debit will need setting up with Advisory Insurance Brokers. No further action at this stage, with further instructions to follow in due course.

Important

Any current payment arrangements with George Burrows will be cancelled and you will receive confirmation of this from George Burrows. Further instruction on setting up your new Direct Debit with Advisory Insurance Brokers will follow in due course. There is nothing you need to do in the meantime and please be assured that your current coverage will continue from the 1st August 2023. Please note that once set up, all Direct Debits with Advisory Insurance Brokers will be taken on the 5th of each month only.

Why Direct Debit?

Direct Debit is the most simple and convenient way to pay regular or recurring premiums. It means you no longer have to worry about missed payments, manually making each payment throughout the month via Standing Order, or calling us to make a card payment, freeing up your time.

Direct Debits come with a guarantee, so you’re automatically protected by three safeguards, which are; Money back guarantee in the event of a confirmed error in the payment. Advance notice if the date of payment or amount is changed. The right to cancel at any time.

RAC Change of Scheme Policy number

Please be advised that, from 1st August 2023, those who subscribe to RAC Motor Breakdown insurance via the Federation will have a new Scheme number which they will need to quote: The scheme number will change to TG075.

The Motor Vehicle Breakdown number for officers to call will remain the same: 0330 332 8450.

Confirmation that all other key policy contact numbers remain the same from 1st August

Key Documents

Download our key documents for further information.

Group Insurance Scheme

Officer Insurance Cover, Metropolitan Group Insurance Scheme Booklet

Download

Metropolitan Police Federation Group Life Policy Wording

Download

Metropolitan Police Federation Legal Protection IPID

Download

Metropolitan Police Federation Terminal Illness Policy Wording

Download

Best Doctors and Care on Demand Booklet

Download

Sickness Benefit Scheme (Regulation 28)

Officer Insurance Cover, Metropolitan Regulation 28 Cover Booklet

Download

Metropolitan Police Federation Personal Accident & Sickpay Policy Wording

Download

RAC Motor Breakdown

Metropolitan Police Federation RAC IPID

Download

Breakdown Policy for Metropolitan Police Federation

Download

Travel and Gadget Insurance

Gadget Group Policy Wording

Download

Gadget Cover: Arc Gadget Summary

Download

Metropolitan Police Federation Travel Wording

Download

Officer Insurance Cover Travel booklet

Download